Posted on: Friday, August 29, 2008
Hawai'i mortgage rates
Rates, as of Wednesday, based on 20 percent down, $200,000 owner-occupant mortgage. Rates and terms may vary; check with lenders for details. Rate information provided by lenders and compiled by the Honolulu Board of Realtors Research Department.
ARM Index
Adjustable rate mortgage (ARM) interest rates are based on the movement of either the U.S. Treasury Index or the LIBOR Index, as specified in your loan documents. Your ARM mortgage interest rate will be adjusted annually by adding a margin of 2.0 to 3.0 percent to this publically-available index. Consult your loan officer for exact details of your specific ARM.
| LENDER |
TERM
|
INTEREST
|
POINTS
|
APR
|
| Acceptance Capital Mtg | 15-YR | 5.750 | 1.000 | 6.140 |
| 674-8989 | 30-YR | 6.125 | 1.000 | 6.390 |
| 1-YR ARM | 5.625 | 1.000 | 8.060 | |
| Advantage Mortgage | 15-YR | 5.375 | 1.875 | 5.841 |
| 545-1234 | 30-YR | 6.000 | 1.500 | 6.252 |
| 1-YR ARM | 4.375 | 2.000 | 5.099 | |
| Aina Mortgage | 15-YR | 5.500 | 1.500 | 5.795 |
| 263-2462 | 30-YR | 5.875 | 2.000 | 6.101 |
| 1-YR ARM | 5.750 | 1.000 | 5.674 | |
| Allied Home Mtg Capital | 15-YR | 5.625 | 1.000 | 5.924 |
| 230-8691 | 30-YR | 6.125 | 1.000 | 6.308 |
| 1-YR ARM | 5.000 | 1.000 | 4.591 | |
| American Home Finance | 15-YR | 5.750 | 0.000 | 5.840 |
| 534-1945 | 30-YR | 6.250 | 0.000 | 6.430 |
| 1-YR ARM | 7.000 | 0.000 | 7.000 | |
| American Savings Bank | 15-YR | 5.500 | 1.750 | 5.858 |
| 593-1226 | 30-YR | 6.125 | 1.500 | 6.323 |
| 1-YR ARM | 4.250 | 2.000 | 5.614 | |
| Bank of Hawaii | 15-YR | 5.375 | 2.000 | 5.686 |
| 694-1444 | 30-YR | 6.000 | 1.875 | 6.177 |
| 1-YR ARM | 4.625 | 2.000 | 5.606 | |
| Central Pacific HomeLoans | 15-YR | 5.500 | 1.750 | 5.880 |
| 356-4000 | 30-YR | 6.125 | 1.750 | 6.361 |
| 1-YR ARM | 5.375 | 2.250 | 5.144 | |
| Countrywide Home Loans | 15-YR | 5.500 | 2.000 | 5.764 |
| 535-4623 | 30-YR | 6.000 | 2.000 | 6.272 |
| 1-YR ARM | 5.625 | 1.387 | 5.926 | |
| CUSO of Hawaii | 15-YR | 5.375 | 2.500 | 5.824 |
| 539-0193 | 30-YR | 6.125 | 2.000 | 6.357 |
| 1-YR ARM | 4.250 | 1.000 | 4.935 | |
| Finance Factors | 15-YR | 5.500 | 2.000 | 5.885 |
| 522-2000 | 30-YR | 6.125 | 1.875 | 6.332 |
| 1-YR ARM | 5.125 | 2.375 | 5.746 | |
| First Hawaiian Bank | 15-YR | 5.375 | 2.000 | 5.760 |
| 643-4663 | 30-YR | 6.000 | 2.000 | 6.230 |
| 1-YR ARM | 4.375 | 2.000 | 5.040 | |
| Hawaii National Bank | 15-YR | 5.375 | 2.000 | 5.686 |
| 528-7848 | 30-YR | 6.000 | 2.000 | 6.189 |
| 1-YR ARM | 3.875 | 1.750 | 4.714 | |
| Home Loans of Hawaii | 15-YR | 5.375 | 1.750 | 5.849 |
| 841-4847 | 30-YR | 5.750 | 2.250 | 6.106 |
| 1-YR ARM | 4.375 | 1.625 | 5.064 | |
| House of Finance | 15-YR | 5.375 | 2.000 | 5.849 |
| 847-8493 | 30-YR | 6.000 | 2.000 | 6.293 |
| 1-YR ARM | 4.875 | 2.000 | 5.684 | |
| Imperial Mortgage | 15-YR | 5.375 | 2.000 | 5.766 |
| 263-6363 | 30-YR | 5.875 | 2.250 | 6.500 |
| 1-YR ARM | 4.625 | 2.000 | 5.613 | |
| Innovative Island Mtg | 15-YR | 5.500 | 2.000 | 5.893 |
| 228-6610 | 30-YR | 6.000 | 2.000 | 6.240 |
| 1-YR ARM | 4.875 | 2.000 | 5.460 | |
| Lau, Donald Mortgage | 15-YR | 5.500 | 2.000 | 5.938 |
| 732-8893 | 30-YR | 6.125 | 2.000 | 6.397 |
| 1-YR ARM | 4.250 | 2.000 | 5.057 | |
| Legacy Mortgage | 15-YR | 5.250 | 1.710 | 5.633 |
| 545-2212 | 30-YR | 5.625 | 2.311 | 5.913 |
| 1-YR ARM | 4.250 | 1.375 | 5.883 | |
| Mid-Pacific Mortgage | 15-YR | 5.875 | 0.000 | 5.915 |
| 587-7785 | 30-YR | 6.375 | 0.000 | 6.400 |
| 1-YR ARM | 5.250 | 2.000 | 5.913 | |
| Miranda, Violet Mortgage | 15-YR | 5.375 | 2.000 | 5.639 |
| 488-7749 | 30-YR | 5.875 | 2.000 | 6.150 |
| 1-YR ARM | 5.250 | 2.000 | 5.131 | |
| Mortgage Depot | 15-YR | 5.375 | 1.750 | 5.771 |
| 737-2899 | 30-YR | 5.875 | 1.875 | 6.129 |
| 1-YR ARM | 4.375 | 1.750 | 5.091 | |
| Mortgage Express | 15-YR | 6.000 | 0.000 | 6.144 |
| 532-9555 | 30-YR | 6.375 | 0.000 | 6.465 |
| 1-YR ARM | 5.000 | 1.000 | 5.120 | |
| Mortgage Lenders | 15-YR | 5.750 | 0.000 | 5.899 |
| 483-5626 | 30-YR | 6.375 | 0.000 | 6.499 |
| 1-YR ARM | 5.750 | 0.000 | 7.533 | |
| Mortgage Resources | 15-YR | 5.500 | 1.500 | 5.860 |
| 521-1744 | 30-YR | 6.000 | 1.750 | 6.250 |
| 1-YR ARM | 4.875 | 2.000 | 5.876 | |
| Navy Federal Credit Union | 15-YR | 5.500 | 1.500 | 5.791 |
| 254-7889 | 30-YR | 5.875 | 1.750 | 6.076 |
| 1-YR ARM | 5.875 | 1.375 | 5.652 | |
| New Horizons Financial | 15-YR | 5.125 | 2.375 | 5.916 |
| 483-7400 | 30-YR | 5.750 | 1.750 | 6.293 |
| 1-YR ARM | 5.250 | 1.250 | 7.347 | |
| NorthStar Alliance | 15-YR | 5.375 | 2.000 | 5.923 |
| 536-3656 | 30-YR | 6.000 | 2.000 | 6.335 |
| 1-YR ARM | 5.500 | 2.000 | 8.091 | |
| Option Mortgage | 15-YR | 5.375 | 2.000 | 5.778 |
| 373-4803 | 30-YR | 5.875 | 2.250 | 6.144 |
| 1-YR ARM | 4.625 | 2.000 | 5.679 | |
| Pyramid Mortgage | 15-YR | 5.875 | 0.000 | 5.937 |
| 527-7249 | 30-YR | 6.375 | 0.000 | 6.412 |
| 1-YR ARM | 4.125 | 2.000 | 5.571 | |
| Spectrum Mortgage | 15-YR | 5.500 | 2.000 | 5.947 |
| 522-5522 | 30-YR | 6.000 | 2.000 | 6.275 |
| 1-YR ARM | 4.125 | 2.000 | 5.117 | |
| Wells Fargo Home Mortgage | 15-YR | 5.375 | 2.000 | 5.780 |
| 946-8832 | 30-YR | 5.875 | 1.875 | 6.110 |
| 1-YR ARM | 5.500 | 2.000 | 5.740 | |
| Yuen, David & Associates | 15-YR | 5.500 | 2.000 | 5.680 |
| 524-4766 | 30-YR | 6.125 | 2.000 | 6.460 |
| 1-YR ARM | 4.125 | 2.000 | 4.784 |
